Why Oil Prices Are Driving Arizona Mortgage Rates in 2026

Published on: 09/08/2026

Brent crude is up about 47 percent year over year, and that is why Arizona mortgage rates are near 6.71 percent instead of falling. Here is the chain from a barrel of oil to your Phoenix payment, and what to do about it. Pillar Mortgage Group, NMLS #2700076.

July 2026 Fed Decision: What the Rate Hold Means for Arizona Mortgage Rates

Published on: 07/30/2026

The Fed held its benchmark rate at 3.50% to 3.75% on July 29, 2026, its fifth straight hold, but three members dissented for a hike. Here is what it means for Arizona mortgage rates. Pillar Mortgage Group, NMLS #2700076

July 2026 Mortgage Rates: What This Week's Inflation Report Means for Arizona Buyers

Published on: 07/15/2026

July 2026 mortgage rates in Arizona are holding near 6.5%, and this week's inflation report is the key signal to watch before the July 28-29 Fed meeting. Pillar Mortgage Group, NMLS #2700076

Mortgage Rates July 2026: Why They're Stuck Near 6.5% in Arizona

Published on: 07/15/2026

Mortgage rates in July 2026 are holding near 6.5% because the Fed hasn't cut. Here's what that means for Scottsdale and Phoenix buyers right now. Pillar Mortgage Group, NMLS #2700076.

Why Are Mortgage Rates Still Above 6% in 2026? What Arizona Buyers Should Know

Published on: 07/01/2026

Mortgage rates in Arizona sit at 6.44% for a 30-year fixed as of July 2026, held up by inflation and Treasury yields, not the Fed alone. Here's what Phoenix and Scottsdale buyers should know. Pillar Mortgage Group, NMLS #2700076

Mortgage Rate Predictions for Summer 2026: Where Arizona Rates Are Headed

Published on: 06/11/2026

Mortgage rate predictions for summer 2026 point to the mid-to-high 6% range, with Arizona 30-year rates near 6.63%. Here is what Fannie Mae and the MBA forecast for Phoenix and Scottsdale buyers. Pillar Mortgage Group, NMLS #2700076.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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